Philadelphia Personal Injury Lawyers
Have you been involved in an auto accident? A car crash can happen anytime and anywhere. Be sure to take down all the necessary information from your crash because a police officer is not always present to record the incident. In some circumstances, you may even have to file the report by yourself.
Contact our Philadelphia Personal Injury Lawyers to get legal advice pertaining to Pennsylvanian Law.
How to React During an Accident:
As difficult as it may seem, it is important to remain as calm as possible during and after a vehicular accident. If someone is hurt, contact the paramedics and the police. It is always a good idea to call the police from the scene of an accident.
Each police jurisdiction in Philadelphia has different criteria for police reports. If the police decide not to come to the scene of the incident, then ask for the instructions for filing a report at the station. With or without a police report, it is your responsibility to gather as much pertinent information about the collision as possible.
Philadelphia auto accident lawyers recommend to gather the following accident information:
- Take down the license plate number of all vehicles involved
- Try to get complete names, addresses, and phone numbers
- Philadelphia address or location of traffic accident
- Drivers license numbers of all other drivers
- The registered owner’s name for each vehicle
Also, see if there were any witnesses. They may be able to provide pertinent information should there be a question as to which driver was at fault. Obtain the complete names, addresses, and phone numbers of each witness.
Pennsylvania Car Insurance
All Pennsylvania drivers and owners must have at least the statutory limits of minimum liability insurance or an approved alternative way to pay for injury or property damage they may cause. Penalties are very severe for non-compliance with this section of the vehicle code. Get legal help from Philadelphia personal injury lawyers.
When your car is in an accident for which you are found legally liable, bodily injury (BI) liability covers your liability to others for injuries to them. Property damage (PD) liability covers your liability for damage to someone else’s property.
A Philadelphia auto policy with BI of $15,000/$30,000 and PD of $5,000 will pay out as follows:
- The maximum limit for one person’s injuries, medical expenses is $15,000 under the bodily injury portion
- If two or more people are injured, the maximum limit for the accident will be $30,000
- The maximum limit for damage to other people’s property (their car, their fence, etc.) is $5,000.
- Comprehensive coverage (other than collision), uninsured motorist, medical payments and collision insurance are not required by law.
Contact our Philadelphia Personal Injury Lawyers to get legal advice to your rights under Pennsylvanian law.
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