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HOW TO BUY AUTO INSURANCE IN PENNSYLVANIA

by Jeffrey P. Lowenthal

Part 1: Introduction

Purchasing auto insurance effectively in Pennsylvania is no easy task. In our 30 years of experience we have seen many cases that could have yielded better compensation for our clients, but sadly the clients had not selected various coverage wisely from their insurance companies.

We recommend familiarizing yourself with Pennsylvania law regarding compensation for motor vehicle accident injuries. Read below to learn how to best protect yourself against benefiting the insurance company rather than yourself!

What is a tort?

A tort is simply a harm that results in an injury. It usually comes from negligent conduct, but can also come from intentional conduct.

Why is the term "tort" important when buying auto insurance in Pennsylvania?

The Pennsylvania automobile injury statute provides for purchasers of auto insurance to make a choice in their coverage. In most cases, this choice is critical for you to be able to be compensated if you are injured.

That choice is between "Full Tort" coverage versus "Limited Tort" coverage.

Have you been injured in an auto accident? Contact our Pennsylvania Auto Accident Attorneys and we will advise you of your rights and legal options.

Go on to Part 2: Limited Tort vs. Full Tort