Have you been involved in an auto accident? A car
crash can happen anytime and anywhere.
Be sure to take down all the necessary information from
your crash because a police officer is not always present
to record the incident. In some circumstances, you may
even have to file the report by yourself.
Contact
our Philadelphia Personal Injury Lawyers to get
legal advice pertaining to Pennsylvanian Law.
How to React During an Accident:
As difficult as it may seem, it is important to remain
as calm as possible during and after a vehicular accident.
If someone is hurt, contact the paramedics and the police.
It is always a good idea to call the police from the
scene of an accident.
Each police jurisdiction
in Philadelphia has different criteria for police reports.
If the police decide not to come to the scene of the
incident, then ask for the instructions for filing a report
at the station. With or without a police report, it is
your responsibility to gather as much pertinent information
about the collision as possible.
Philadelphia auto
accident lawyers recommend
to gather the following accident information:
- Take down the license plate number of all vehicles involved
- Try to get complete names, addresses, and phone numbers
- Philadelphia address or location of traffic accident
- Drivers license numbers of all other drivers
- The registered owner's name for each vehicle
Also, see if there were any witnesses. They may be able to provide pertinent information should there be a question as to
which driver was at fault. Obtain the complete names, addresses,
and phone numbers of each witness.
Pennsylvania Car Insurance
All Pennsylvania drivers and owners must have at least
the statutory limits of minimum liability insurance
or an approved alternative way to pay for injury or
property damage they may cause. Penalties are very
severe for non-compliance with this section of the
vehicle code.
Get legal help from Philadelphia
personal injury lawyers.
When your car is in an accident
for which you are found legally
liable, bodily injury (BI)
liability covers your liability
to others for injuries to them.
Property damage (PD) liability
covers your liability for damage
to someone else's property.
A Philadelphia auto
policy with BI of $15,000/$30,000
and PD of $5,000 will pay
out as follows:
- The maximum limit for one
person's injuries, medical
expenses is $15,000 under
the bodily injury portion
- If two or more people are
injured, the maximum limit
for the accident will be
$30,000
- The maximum limit for damage
to other people's property
(their car, their fence,
etc.) is $5,000.
- Comprehensive coverage
(other than collision), uninsured
motorist, medical payments
and collision insurance are
not required by law.
Contact
our Philadelphia Personal
Injury Lawyers to get
legal advice to your rights
under Pennsylvanian law.
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